Viyona Fintech secures NPCI certification (UPI, IMPS, IBMB)

Viyona Fintech secures NPCI certification (UPI, IMPS, IBMB)

• What happened: Viyona Fintech India Pvt Ltd got NPCI certification as UPI Acquirer & Issuer, IMPS and IBMB integrations.

• Aim: End-to-end payment orchestration; rollout of ViyonaPay merchant ecosystem; expand rural and semi-urban acceptance.

• Significance:

  • Payments landscape: Strengthens digital payments competition and inclusion.

  • Financial inclusion: Focus on rural acceptance and interoperable solutions.

• UPSC relevance: Digital payments policy, NPCI role, fintech regulation.

• Possible Q: Evaluate the role of fintechs in expanding digital payments in rural India.