MeitY Releases 2nd Edition of 'Digital Threat Report 2025-26' for BFSI and Payments Ecosystem

 MeitY Releases 2nd Edition of 'Digital Threat Report 2025-26' for BFSI and Payments Ecosystem

• Released by: Ministry of Electronics and IT + Indian Computer Emergency Response Team [CERT-In] + CSIRT-Fin + SISA Information Security.[MeitY]
• Focus: Banking, Financial Services and Insurance [BFSI] and payments ecosystem.
• Research Base: Extensive Digital Forensics and Incident Response [DFIR] research, analysis aligned with CERT-In and CSIRT-Fin observations, research on adversarial AI.
• Timeline: 18-month roadmap for financial institutions.
• New Framework: 'Anatomy of Cyber Failure – 4 layer Gap Archetype Framework' - explains how cyberattack progresses from initial weakness to full breach by identifying gaps across 4 layers of cybersecurity.
• UPSC Relevance: GS3 - Cybersecurity, Financial Inclusion, Digital Economy.
• Mains Angle: Cyber threats to financial sector, AI-driven cyber attacks, need for resilient BFSI.
• Prelims: CERT-In is nodal agency under MeitY for cyber security.