🇮🇳
National
🔴 High
Digital Land–Credit Infrastructure
📅 Published 22 Jul 2026 · July 2026
Digital Land–Credit Infrastructure
Department of Land Resources + RBI Innovation Hub explored integrating digital land governance with digital lending.
Objective
Create a secure, interoperable land-credit ecosystem for farmers and rural citizens.
Important concepts
- Unified Lending Interface (ULI)
- Digital land records
- Kisan Credit Cards
- Agricultural loans
- Mortgage risk management
- ULPIN — Bhu-Aadhaar
- API interoperability
- Consent-based data sharing
Mains angle: Digital Public Infrastructure can reduce information asymmetry and improve institutional credit access for farmers.
📝 Relevant Exams:
UPSC