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Supreme Court Extends Third-Party Motor Insurance
📅 Published 07 Aug 2026 · Aug 2026
Supreme Court Extends Third-Party Motor Insurance
The Supreme Court of India extended the mandatory third-party insurance period for newly purchased vehicles.
New Coverage
| Vehicle | Third-party insurance |
|---|---|
| 🚗 New cars | 4 years |
| 🏍️ New two-wheelers | 6 years |
Important Points
- Governed by Motor Vehicles Act, 1988.
- Third-party insurance covers legal liability arising from:
- Injury
- Death
- Property damage
to a third party.
- Supreme Court directed IRDAI to implement revised periods.
- Proposed “No Insurance, No Fuel” pilot at petrol pumps.
- IRDAI:
- Established: 1999
- Statutory body under: IRDA Act, 1999
- Headquarters: Hyderabad
UPSC Link
GS-II: Judiciary | Regulatory institutions
GS-III: Insurance | Road safety | Financial regulation
📝 Relevant Exams:
UPSC