🏦
Banking
🔴 High
RBI Risk-Based Deposit Insurance
📅 Published 20 Dec 2025 · December 2025
RBI Risk-Based Deposit Insurance
- Approved by RBI Board.
- Implemented through DICGC.
- Replaces flat-rate premium with risk-based premium.
- Better-managed banks pay lower insurance premiums.
- DICGC Act: 1961.
📝 Relevant Exams:
UPSC