RBI revises Kisan Credit Card (KCC)

Effective

Loans sanctioned from:
1 January 2027

Key Changes

Uniform crop season definition

Applicable to

• Commercial Banks

• SFBs

• RRBs

• Cooperative Banks

Objective

• Timely agricultural credit

• Investment credit

• Working capital

UPSC Importance

• Agricultural Finance

• Financial Inclusion

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