Paytm Biometric UPI

Features

• Biometric authentication
• Cardless ATM withdrawal
• PIN-free UPI payments

RBI Rule

Mandatory Two-Factor Authentication (2FA) from April 2026.

Limits

• Biometric UPI: ₹5,000
• Cardless ATM: ₹10,000

UPSC Terms

• NPCI
• UPI
• Biometric Authentication
• Digital Payments